The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.

Pension Dashboard

Pensions Dashboard

On this page, you’ll find everything you need to know before the launch of the Pensions Dashboard and how 7IM can help.

What is the Pensions Dashboard?

The Pensions Dashboard is a government-backed initiative designed for you to take back control of your pensions.

Its primary purpose is to enable individuals regain access to their lost, missing or unknown pensions.

The Dashboard will be a digital platform where users are able to see details of all their pension information online, securely, free and in one place, including:

Insurance
Workplace pensions – from which employer
Piggy Bank
Personal pensions
Retirement
State pension

Users will also be able to see their pension start dates, current pension values, and estimated retirement income for those pensions that are not in payment.

The Dashboard is expected to launch via the Money and Pension Service in 2026.

A video from the pension dashboard programme is available on the below link as a general explanation to the aims of this programme:

Pension Dashboard 2

Pensions Dashboard highlights

Discretionary
View all your pensions in one place
Stopwatch
Expected implementation date: late 2026
Cogs
Details include value of the pot, provider, projected retirement income for pensions that are not in payment.

Who is the Dashboard for?

The Pensions Dashboard is being created for:

  • Individuals who are saving, or have saved, into a pension. They could have an active or deferred pension, or receive pension credit.
  • Financial advisers and planners – advisers will have better visibility on their clients’ pensions when providing advice.
  • Individuals who have taken an uncrystallised funds pension lump sum (UFPLS) should also have access to the relevant data on the Dashboard.
  • Pensions that are in payment (except for UFPLS as above), will not provide any results on the pension dashboards currently, for example:
    1. Individuals receiving benefits (pensioners); pensions being drawn will not appear on the Dashboard, but other active or unused pensions will be visible
    2. Individuals in drawdown who have active/unused pensions (they won’t be able to see pensions being used in the Dashboard).
    3. Those who have cashed in to receive a tax-free lump sum, purchased an annuity, or drawn down income.

Pension providers and schemes will connect to the Dashboard ecosystem for the users to be able to see their data.

Why a Pensions Dashboard?

Data from Pensions UK indicates unclaimed, inactive or lost pension pots in the UK amount to £31.1bn1. So the government is backing this scheme to help you retrieve any pensions that you might have lost.

Viewing your pensions in one place will help you with greater visibility of your retirement portfolio, and make it easier for you to consolidate your pensions.

In the end, it will also alleviate some of the financial stress associated with finding old pensions and generally planning for retirement.

Note, however, that you’ll be able to see your pensions – but not manage them – via the Pensions Dashboard. Any changes or transactions to be made must be made via your pension provider.

1 https://www.pensionsuk.org.uk/News/Article/Brits-missing-31-1bn-in-unclaimed-pension-pots

Implementation timeline

While implementation of the Pensions Dashboard has faced some delays, the expected timeline is as follows:

Number 01
Pension providers are expected to begin connecting their pension data from 2025 and going into 2026
Number 02
100+ active/deferred members of pension schemes to connect to the Pensions Dashboard from October 2026 (expected date)
Number 03
The government will announce the Dashboard’s availability to the public at least six months before the launch.

How 7IM is preparing for the Pensions Dashboard rollout

We’ve been working to connect all our clients’ pensions to the Dashboard. This means that, if you have a pension through 7IM, you’ll be able to see it on the Pensions Dashboard when it goes live.

As we work to migrate the data over to the Dashboard, during 2026 we’ll provide an update on progress and publish more information about the process.

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