Interest rates

At 7IM, we do not charge a service fee on cash. We and the custodian do retain some of the interest paid on client monies from the relevant bank or credit institution.

From 25 February 2026

Interest rates payable on credit cash balances held via 7IM are:

Onshore accounts	Current rate of interest
GBP cash rate	1.75%
EUR cash rate*	0.25%
USD cash rate**	1.00%

Offshore accounts	Current rate of interest
GBP cash rate	1.00%
EUR cash rate*	0.00%
USD cash rate**	0.75%

*Based on European Central Bank rates
**Based on Federal Reserve rates

Interest will only be paid on cash held in GBP, EUR and USD. We do not pay interest on currencies other than those listed above.

The interest rates are variable and may change. Interest rates can be zero.

Interest is calculated on a daily basis and paid monthly.

There is currently no threshold amount below which interest will not be credited.

For transfer-out requests, interest will stop accruing from the date the transfer is requested. No interest will be paid for the month in which the transfer-out request is made.

Please remember that the interest rates may change at any time.

Any changes to the interest rates will be displayed on this website.

Keeping your money in cash

If you decide to keep your money in cash over the long-term, you may wish to consider the impact of inflation, which may erode the buying power of your cash.

For full details of our fees and charges, please speak to your financial adviser or us.

Regulatory and legal

Find a host of important information relating to our products, services and 7IM as a whole.

Find out more